INDIAN OVERSEAS BANK LUDHIANA CMC IFSC Code
IOBA0001525
Verified
IFSC Code Breakdown
IOBA
Bank Code
0
Zero
001525
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for IOBA0001525
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The LUDHIANA CMC branch of INDIAN OVERSEAS BANK is located in LUDHIANA, PUNJAB. This branch handles NEFT, RTGS, and IMPS transactions for the LUDHIANA area. The IFSC code IOBA0001525 is required for all electronic fund transfers to this branch.
Frequently Asked Questions
Nearby INDIAN OVERSEAS BANK Branches in LUDHIANA
| Bank | Branch | IFSC |
|---|---|---|
| INDIAN OVERSEAS BANK | LUDHIANA MAIN | IOBA0000047 |
| INDIAN OVERSEAS BANK | BROWN ROAD | IOBA0000342 |
| INDIAN OVERSEAS BANK | CIVIL LINES | IOBA0000446 |
| INDIAN OVERSEAS BANK | ARYA COLLEGE BRCH | IOBA0001406 |
| INDIAN OVERSEAS BANK | PAKHOVAL ROAD | IOBA0001123 |
| INDIAN OVERSEAS BANK | LUDHIANA RAHON ROAD | IOBA0001477 |
| INDIAN OVERSEAS BANK | SUNDER NAGAR | IOBA0001589 |
| INDIAN OVERSEAS BANK | MILLERGANJ | IOBA0001590 |
| INDIAN OVERSEAS BANK | RISHINAGAR | IOBA0001898 |
| INDIAN OVERSEAS BANK | R O LUDHIANA | IOBA0002013 |