INDIAN OVERSEAS BANK PAKHOVAL ROAD IFSC Code

    IOBA0001123
    Verified

    IFSC Code Breakdown

    IOBA

    Bank Code

    0

    Zero

    001123

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for IOBA0001123

    Bank

    INDIAN OVERSEAS BANK

    Branch

    PAKHOVAL ROAD

    IFSC Code

    IOBA0001123

    MICR Code

    141020007

    Address

    745,SARGODHA COLONY PAKHOWAL RD,LUDHIANA

    City

    LUDHIANA

    District

    LUDHIANA

    State

    PUNJAB

    Phone

    2406571

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The PAKHOVAL ROAD branch of INDIAN OVERSEAS BANK is located in LUDHIANA, PUNJAB. This branch handles NEFT, RTGS, and IMPS transactions for the LUDHIANA area. The IFSC code IOBA0001123 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

    Nearby INDIAN OVERSEAS BANK Branches in LUDHIANA

    BankBranchIFSC
    INDIAN OVERSEAS BANKLUDHIANA MAINIOBA0000047
    INDIAN OVERSEAS BANKBROWN ROADIOBA0000342
    INDIAN OVERSEAS BANKCIVIL LINESIOBA0000446
    INDIAN OVERSEAS BANKARYA COLLEGE BRCHIOBA0001406
    INDIAN OVERSEAS BANKLUDHIANA RAHON ROADIOBA0001477
    INDIAN OVERSEAS BANKLUDHIANA CMCIOBA0001525
    INDIAN OVERSEAS BANKSUNDER NAGARIOBA0001589
    INDIAN OVERSEAS BANKMILLERGANJIOBA0001590
    INDIAN OVERSEAS BANKRISHINAGARIOBA0001898
    INDIAN OVERSEAS BANKR O LUDHIANAIOBA0002013