Privacy Policy
Effective date: July 27, 2026
Last reviewed: July 27, 2026
IFSCCodes.io provides an independent informational directory for Indian bank IFSC codes, MICR codes and branch details. This Privacy Policy explains what information we collect, why we use it, how it may be shared and the choices available to you.
1. Who operates this website
The website is operated under the name IFSCCodes.io.
Business correspondence address:
604, Gold Crest Business Centre
L T Road, Borivali West
Mumbai, 400092, India
Privacy and data-rights enquiries may be sent to info@ifsccodes.io or submitted through our Contact page.
2. Information we collect
Information you provide
We may receive your name, email address and the information included in a message when you contact us, report incorrect branch details, request a correction, exercise a privacy right or send a legal or business enquiry.
Please provide only the information needed for your request. We do not require bank account credentials, payment information or identity documents for ordinary IFSC searches or correction reports.
Search and usage information
When you use the website, our hosting, caching and security systems may automatically process technical information such as your IP address, browser type, device type, referring page, requested URL, date and time, error logs and security events. Search terms entered into the IFSC finder may be processed to return results and may appear in technical logs.
Cookies and similar technologies
The site may use essential cookies or similar storage for security, caching, session management and WordPress administration. Logged-in administrators may receive WordPress login and preference cookies. We do not currently use the website to sell products, process payments or serve personalised advertising.
Some pages load fonts from Google Fonts. When these resources are requested, Google may receive technical information such as your IP address and browser details under its own privacy practices. We may later introduce privacy-respecting analytics or additional services. If that materially changes how visitor information is handled, we will update this policy and use consent controls where required.
3. How we use information
We use information only for legitimate website and business purposes, including to:
- provide IFSC, MICR and bank-branch search results;
- respond to questions, correction reports and privacy requests;
- verify reported bank or branch information against reliable sources;
- maintain security, prevent abuse and diagnose technical problems;
- improve site content, accessibility and search performance;
- comply with legal obligations and protect our rights or users.
We do not sell or rent personal information.
4. Legal grounds and consent
Depending on the circumstances and applicable law, we process information with your consent, to respond to a request you initiate, for legitimate uses connected with operating and securing the website, or to comply with law. You may withdraw consent for future processing where consent is the applicable basis, subject to legal and operational limitations.
5. How information may be shared
We may share limited information with service providers that support website hosting, content delivery, caching, security, email delivery, site administration and technical maintenance. These providers process information for the services they provide to us and may operate in India or other countries.
We may also disclose information when required by law, court order or a valid government request, or when reasonably necessary to investigate fraud, security incidents, misuse or threats to rights and safety. We do not share contact submissions with banks unless you ask us to do so or disclosure is necessary to investigate a correction and is legally permitted.
6. Data retention
We retain contact messages, correction reports and related records only as long as reasonably needed to respond, verify changes, maintain an audit trail, resolve disputes, protect the site and meet legal obligations. Server and security logs are generally retained for a limited period determined by our hosting and security providers, unless a longer period is needed to investigate an incident.
7. Security
We use reasonable administrative and technical safeguards intended to protect information, including HTTPS, access controls, software updates, caching and security monitoring. No internet transmission or storage system can be guaranteed to be completely secure. You are responsible for not sending sensitive banking credentials through this website.
8. Your privacy rights
Subject to applicable law, you may have rights to request information about personal data processed about you, ask for correction or completion, request erasure, withdraw consent, raise a grievance and nominate another person to exercise rights in specified circumstances. We may need enough information to verify that a request relates to you before acting on it.
To submit a request, use the subject line Privacy Request and contact us through the Contact page or at info@ifsccodes.io. We will respond within the period required by applicable law or, where no specific period applies, within a reasonable time.
9. Children
IFSCCodes.io is a general information service and is not directed to children. We do not knowingly request personal data from children. A parent or guardian who believes a child has provided personal information may contact us to request review and deletion.
10. External links and official sources
The site may link to banks, the Reserve Bank of India, government websites or other third parties. Their privacy practices are governed by their own policies. A link does not mean that the third party operates, endorses or is affiliated with IFSCCodes.io.
11. International access
The website may be accessed outside India and service providers may process technical information in other countries. Where applicable, we take reasonable steps to use providers and arrangements appropriate for the information involved.
12. Changes to this policy
We may update this Privacy Policy when our services, technology or legal obligations change. The revised date at the top will show when the policy was last reviewed. Material changes may also be highlighted on the website.
13. Contact and grievance redressal
For privacy questions, grievances or requests:
IFSCCodes.io
604, Gold Crest Business Centre
L T Road, Borivali West
Mumbai, 400092, India
Email: info@ifsccodes.io
This policy is intended to provide clear information about our practices. It is not a substitute for legal advice about your individual rights.